CRA Is Coming After TFSA Accounts RIGHT NOW | 2026 Crackdown Starts! Protect Your Retirement Savings скачать в хорошем качестве

CRA Is Coming After TFSA Accounts RIGHT NOW | 2026 Crackdown Starts! Protect Your Retirement Savings

Are you a Canadian senior aged 65+ who's been using your TFSA to save for retirement? Wondering if the CRA's new 2026 enforcement could affect your tax-free savings? You're not alone — thousands of retirees are now receiving letters, reassessments, and unexpected penalties because of stricter TFSA rules being enforced right now. In this video, I'll walk you through exactly what's changed with TFSA accounts in 2026, why the CRA is cracking down harder than ever before, and most importantly — how to protect your retirement savings from penalties, taxes, and surprises. Whether you're holding GICs, stocks, or mutual funds in your TFSA, you need to know the new contribution limits, the activities that trigger CRA audits, and the simple steps to stay compliant. I'll also explain how TFSA withdrawals affect your OAS and GIS (spoiler: they don't), and why this account is still one of the best tools for Canadian seniors — if used correctly. ✅ What You'll Discover in This Video: The 2026 TFSA contribution limit and how to check your room instantly through CRA My Account The #1 mistake retirees make that triggers over-contribution penalties (and how to fix it fast) Why the CRA is now targeting "day trading" and business activity inside TFSAs — and what that means for you Real examples of seniors who received CRA letters and what happened next How U.S. investments in your TFSA could trigger estate taxes your family never expected Step-by-step instructions to protect yourself, avoid penalties, and keep your savings tax-free Why TFSAs are still better than RRIFs for many low-income seniors receiving GIS 🔍 TOPICS COVERED IN THIS VIDEO: TFSA contribution limit 2026 Canada CRA TFSA over-contribution penalty TFSA rules for seniors 2026 Can CRA tax my TFSA gains? TFSA day trading rules Canada TFSA withdrawal rules and contribution room How to check TFSA contribution room CRA TFSA and GIS income Canada U.S. estate tax on TFSA investments What to do if CRA sends TFSA letter 📋 KEY TIMESTAMPS: 0:00 – Introduction: CRA's 2026 TFSA Crackdown Explained 1:45 – Why the CRA Is Targeting TFSAs Right Now 4:20 – The 2026 TFSA Contribution Limit and Over-Contribution Penalties 7:10 – Day Trading and Business Income: What Triggers CRA Audits 10:35 – Real Case Study: How One Senior Got a CRA Letter 13:00 – U.S. Investment Risks and Estate Tax Surprises 15:40 – 5 Steps to Protect Your TFSA and Avoid Penalties 18:25 – Should You Still Use a TFSA? (Yes — Here's Why) 20:10 – Final Takeaways and What to Do This Week 🔗 OFFICIAL RESOURCES & LINKS: 📌 CRA My Account – Check Your TFSA Contribution Room https://www.canada.ca/en/revenue-agen... 📌 Tax-Free Savings Account (TFSA) – Official CRA Guide https://www.canada.ca/en/revenue-agen... 📌 TFSA Contribution Limits and Rules https://www.canada.ca/en/revenue-agen... 📌 Form RC243 – TFSA Return (for over-contributions) https://www.canada.ca/en/revenue-agen... 📌 Old Age Security (OAS) and Guaranteed Income Supplement (GIS) https://www.canada.ca/en/services/ben... 📌 My Service Canada Account https://www.canada.ca/en/employment-s... ⚠️ IMPORTANT: All information in this video is based on publicly available CRA and Service Canada guidance as of early 2026. TFSA rules, contribution limits, and penalties are subject to change. Always verify your personal contribution room through your CRA My Account or consult with a licensed accountant or financial advisor before making financial decisions. Individual circumstances vary — this video is for educational purposes only and is not personalized financial or legal advice. #TFSA2026 #CRACrackdown #CanadianSeniors #RetirementCanada #TFSARules #CRAUpdate #TaxFreeSavings #RetirePath 👍 If this video helped you understand the CRA's 2026 TFSA enforcement and how to protect your retirement savings, please give it a LIKE and help other Canadian seniors find this important information. 🔔 SUBSCRIBE to Retire Path for weekly updates on CPP, OAS, GIS, TFSA changes, tax credits, and everything Canadian retirees need to know to maximize their income and avoid costly mistakes. 💬 COMMENT BELOW: Are you using a TFSA? Have you ever received a letter from the CRA about over-contributions or trading activity? What questions do you have about protecting your retirement savings? I read every comment and your questions help shape future videos! 🔄 SHARE this video with friends, family, or anyone who uses a TFSA — it could save them from penalties and stress. DISCLAIMER: I am not a financial advisor. This video is for educational purposes only. Please consult a certified financial planner or Service Canada for your specific situation.