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Caleb debates retirement expert @DanielRondberg on paying off your house early vs 30-year-mortgage. They also discuss velocity banking, risk management, and different investment strategies. Want to Work with BetterWealth? Click Here: https://betterwealth.com/#book-call Connect with Daniel Rondberg: YouTube - @DanielRondberg Website - https://www.nationsfirstfin.com/ Book a call - https://nationsfirstfinsurvey.com/qua... 00:00 Setting the Stage For The Debate: 1:20 Where Caleb disagrees with Daniel 3:26 Daniel's case for Paying Off His House Early 5:02 Caleb's Risk Framework 09:49 The Role of Leverage in Real Estate 10:11 Who's In a Better Financial Position? Comparing Numbers 14:14 Risk Management 23:14 Understanding Ordinary Financial Perspectives 24:13 The Discipline of Financial Management 25:35 Exploring Velocity Banking Principles 26:55 Comparing Loan Structures and Their Implications 28:12 Global Perspectives on Mortgage Structures 29:48 The Role of Debt in Wealth Building 30:54 Defining Velocity Banking 32:37 Analyzing Interest Rates and Cash Flow 34:44 The Importance of Risk Assessment 40:10 Closing Thoughts ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.