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Thinking about buying a home with a private well and septic system? You’re not alone, and you’re definitely not the first to feel a little unsure. In this video, we’re breaking down everything you need to know about buying a home with a well and septic system—so you can move forward with confidence. We’ll explain how these systems work, the key differences compared to city water and sewer, and why proper inspections are a must before you close. From well water testing to checking for septic tank issues and potential drain field failures, we’ll cover what to look for, what red flags to avoid, and how to ensure your future home is safe and functional. We’ll also dive into what FHA, VA, and USDA loans require when it comes to private water and sewer systems, so you don’t hit any surprises during underwriting. Whether you’re a first-time homebuyer or just new to rural properties, this guide will help you understand the costs, responsibilities, and benefits of owning a home with these independent systems. Learn how to prepare, what questions to ask, and how to make this a smooth transaction from start to finish. ------ 0:00 Intro 0:31 How wells and septic systems work 1:02 How public utilities differ 1:35 What well and septic inspections include 2:06 What to know if you're getting a government-backed loan 2:35 Warning signs to look out for 3:05 How to make the process less stressful 3:29 Recap ------ For more information on buying a home with a well and septic, and other homebuying tips, visit MortgageResearch.com Read the full article here: https://www.mortgageresearch.com/arti... #wellandseptic #homebuyingtips #mortgageadvice