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Whose Insurance Pays in a Multi-Car Accident? by Keetick L. Sanchez In this video, the team at K L Sanchez Law Office, P.C. discusses the challenges of insurance claims and liability determination following a multi-car accident in New York. Multi-vehicle collisions often involve multiple drivers and insurance policies, making it crucial to understand how fault and responsibility are assigned under New York’s no-fault laws and comparative negligence rules. K L Sanchez Law Office, P.C. 37-06 82nd St #304, Jackson Heights, NY 11372, United States (646) 701-7990 https://accidentlawyer-queens.com/who... https://www.google.com/maps?cid=27296... The video explains the role of Personal Injury Protection (PIP) coverage, which ensures that each driver’s insurance handles medical expenses and lost wages regardless of fault. However, when injuries exceed PIP limits, liability insurance becomes essential. New York’s serious injury threshold allows injured parties to seek compensation for pain and suffering and other damages from at-fault drivers. This includes situations where multiple parties may share fault under the state’s comparative negligence system, which apportions responsibility and compensation based on each driver’s contribution to the crash. Key factors influencing fault in multi-car accidents include driver behavior, environmental conditions, and vehicle positions in the collision chain. Investigators often rely on eyewitness statements and testimony to build a complete picture of the event. Additionally, the video highlights how uninsured or underinsured drivers can complicate claims, making Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage critical for protecting injured parties. When dealing with out-of-state drivers, the video touches on New York’s Deemer Provision, which requires foreign insurance policies to meet the state’s minimum coverage requirements. This ensures that New York residents are protected, even in multi-vehicle collisions involving out-of-state motorists. The video emphasizes the importance of understanding your rights after a multi-car accident. Whether it’s navigating the claims process, disputing fault percentages assigned by insurance companies, or filing legal action for severe injuries, having legal guidance can make a significant difference. At K L Sanchez Law Office, P.C., our attorneys are dedicated to helping clients recover the compensation they need for medical bills, lost wages, and property damage. Call us at (646) 701-7990 to schedule a consultation and learn how we can assist you after a multi-car accident. Whose insurance pays in a multi-car accident in New York? Who pays for car damage in New York? Who is held liable in case of collision? How much money can you get from a car accident in NY?