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We assume that getting a 30-year mortgage is the responsible and practical path to homeownership that builds equity over time while making property accessible without requiring large cash payments upfront. This seems logical because mortgages enable homeownership for people without full cash savings and monthly payments appear manageable compared to property purchase prices. But the mortgage trap works by convincing people that debt creates homeownership while wealthy individuals avoid mortgages entirely because they understand that cash purchases provide immediate ownership without decades of interest payments to banks. What happens when the homeownership advice designed to help you build equity actually enriches mortgage companies more than homeowners through systematic wealth extraction? WATCH THIS: • How the Rich Sell Dreams While the Poor Bu... Disclaimer: Content on this channel is inspired by educational topics and public discussions surrounding Jiang Xueqin’s work. The channel operates independently and is not officially connected to Jiang Xueqin or any affiliated organizations. All materials are provided for educational and informational purposes only.