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Most people think they need millions to retire… but what if the real numbers are completely different? In this video, we break down the shocking truth about how much the average and median person is actually retiring with in 2026 — and why those numbers create unnecessary panic. You’ll learn why chasing a giant retirement target can actually keep you stuck working longer, how lifestyle inflation quietly sabotages your freedom, and why your spending matters far more than your net worth. We also uncover the math behind the “Rule of 25,” the hidden tax traps inside retirement accounts, and how lowering your burn rate can let you retire years — even decades — sooner than you think. Plus, we explain how Social Security, geographic arbitrage, and smart cost-cutting can dramatically reduce the amount you truly need. If retirement feels impossible, this video might completely change your perspective.