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Making $80,000 a Year but Still Stressed About Money? Many Americans earn solid incomes, save consistently, and still feel financially behind — and it’s not because they’re failing. This video is for working adults who make decent money but feel constant stress from rent, insurance, groceries, debt, and rising costs. I break down the psychology behind why higher income doesn’t always bring peace, how financial progress actually shows up in real life, and the common money belief that quietly makes people feel stuck. This is calm, real-world personal finance education — no hype, no stock picking, no shortcuts. If this helps, like the video and subscribe. Do you feel behind financially even though you’re doing most things right? #personalfinance #moneypsychology #wealthbuilding #financialstress #financialeducation Hey, I’m Tom 👋 I turn confusing money topics into easy-to-understand animated explainers. Think clean whiteboard-style visuals that actually make sense — breaking down everything from investing basics, getting out of debt, to building passive income step by step. No finance jargon. No boring lectures. Just clear, visual explanations you can actually use in real life. 📅 New videos every week. ⚠️ Disclaimer: This channel is for entertainment and educational purposes only, not financial advice. All artwork and characters are original and created solely for illustrative use. #PersonalFinance #MoneyExplained #FinanceAnimation #FinancialEducation #InvestingBasics #DebtFreeJourney #PassiveIncome #MoneyMindset #AnimatedExplainer #LearnFinance ⚠️ DISCLAIMER: I am not a financial advisor, tax professional, immigration attorney, or licensed professional of any kind. The content presented on this channel is for educational and entertainment purposes only. All opinions expressed are my own and should not be construed as financial, investment, tax, or relocation advice. The story of "David and Ryan" is a composite illustration based on real cost-of-living differentials and is used for educational purposes. Cost of living varies significantly based on lifestyle, family size, and personal circumstances. International relocation involves complex tax, visa, healthcare, and legal considerations that require professional guidance. U.S. citizens have ongoing tax obligations regardless of residence, and the Foreign Earned Income Exclusion has specific qualification requirements. Remote work availability depends on employer policies, job functions, and industry norms. Investment returns are not guaranteed, and past performance does not predict future results. Always consult with qualified tax professionals, immigration attorneys, and financial advisors before making major relocation or financial decisions.