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Decoding the Unbundling of Finance

FinTech is one of the fastest growing areas in global business in 2022. Its emergence has profoundly impacted how business is operated, how transactions are facilitated and how the future of finance is being shaped. The COVID-19 pandemic has majorly transformed the face of finance, with technologies being induced to evolved much faster than they would have. It's intriguing how despite once being a niche itself, FinTech has become so mainstream that it has its own niches now, be it embedded finance, neobanks, BNPL and more. But are these niches being fully exploited? Why is the unbundling of finance such a compelling opportunity for the decade? How are financial services moving into the hands of consumers? What does this great financialization opportunity unravelling mean in the long run for investors? In this dispatch of Mint Startup Diaries, we decode in detail two specific niches in fintech- Buy Now Pay Later popularly known as BNPL and embedded finance. Watch the video to know more.