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Apple Pay and Google Pay may look similar on the surface, but their core architectures, tokenization models, and security approaches are drastically different. In this video, we break down: ✅ How Apple Pay uses Secure Element and Device Account Number (DAN) ✅ How Google Pay uses cloud-based tokenization ✅ Key differences in speed, offline capabilities, and data privacy ✅ Real-world pros and cons of each 🔒 Apple Pay = Maximum privacy, local security 🌐 Google Pay = Maximum flexibility, cloud-first design / bytemonk 👍 Like, 🔔 Subscribe, and explore more tech explained simply! Timestamps: 0:00 – Intro: Apple Pay vs Google Pay 1:00 – Apple Pay Architecture Explained 2:32 – Google Pay Architecture Explained 3:50 – Speed, Security & Offline Access Comparison 4:30 – Real-World Tradeoffs 4:45 – Future of Payments: ZKPs & Hybrid Models 5:20 - Outro & Call to Action • System Design Interview Basics • System Design Questions • LLM • Machine Learning Basics • Microservices • Emerging Tech AWS Certification: AWS Certified Cloud Practioner: • How to Pass AWS Certified Cloud Practition... AWS Certified Solution Architect Associate: • How to Pass AWS Certified Solution Archite... AWS Certified Solution Architect Professional: • How to Pass AWS Certified Solution Archite... #ApplePay #GooglePay #DigitalPayments #Fintech #SystemDesign