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This week on Networth and Chill, Vivian sits down with Lucy Guo, the serial entrepreneur and co-founder of Scale AI, to explore the financial blueprint behind building multiple unicorn companies before age 30. From dropping out of Carnegie Mellon to co-founding Scale AI—now valued at over $13 billion—Lucy's story reveals the strategic decisions and calculated risks that transformed her from a college dropout into one of tech's most influential young billionaires. Vivian explores Lucy's investment philosophy, her strategies for identifying market opportunities in emerging tech sectors, and how she's diversified her wealth beyond Scale AI through ventures like Passes, her social platform for creators.Whether you're interested in AI entrepreneurship, startup scaling strategies, or understanding how to leverage technical skills into generational wealth, this episode offers crucial insights on building in the rapidly evolving tech landscape. Check out Lucy on Instagram / guoforit and learn more about Passes at https://www.passes.com/ Follow the podcast on Instagram / networthandchillpod and TikTok / networthandchill Prefer listening on audio? Head to https://link.chtbl.com/g2iKsL6t to listen to Networth and Chill, wherever you get your podcasts! Got a financial question you want answered in a future episode? Email us at [email protected] About Me Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips. / your.richbff / yourrichbff / yourrichbff / networthandchillpod 00:00:00 How AI Enhances Professional Productivity 00:05:00 Frugality Despite Wealth 00:09:35 The Cost of Maintaining a Private Jet 00:14:18 Early Beginnings in Tech and Entrepreneurship 00:19:12 Diversifying Investment Strategies 00:24:03 Monetization Strategies for Creators 00:28:45 Unexpected BB Gun Incidents 00:33:16 Balancing Friendships with Travel Plans 00:38:39 Building a Strong Entrepreneurial Network #money #podcast #finance #financialfreedom #investing #ai #realestate #moneymindset #personalfinance #podcast #financepodcast