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In this congressional hearing, lawmakers grill an insurance CEO over rising health-care premiums, claim denials, and record insurance profits. The debate centers on Affordable Care Act tax credits, subsidy expiration, prior authorization, and coverage denials affecting millions of Americans. Members of Congress question insurance executives about premium increases, patient costs, denied claims data, and access to care. The hearing highlights tensions between health-care affordability, insurer accountability, and federal health insurance policy. This breakdown covers the key moments from the exchange, including questions about one in five claims denied, prior authorization processes, and the impact of subsidy expiration on consumers. Keywords: Congress grills insurance CEO, rising premiums, claim denials, Affordable Care Act, ACA tax credits, subsidy expiration, health-care hearing, insurance profits, prior authorization, coverage debate, federal health insurance claims. Disclaimer: This video contains news footage and excerpts used for purposes of commentary, criticism, and analysis under the Fair Use doctrine (Section 107 of the U.S. Copyright Act). All rights belong to their respective owners. The content is transformed for educational and journalistic purposes. Hashtags: #Congress #Healthcare #ACATaxCredits #HealthInsurance #ClaimDenials #RisingPremiums #AffordableCareAct #InsuranceHearing #HealthPolicy #PriorAuthorization #USPolitics #InsuranceDebate