Скачать с ютуб Retirement Pension Lump Sum or Monthly Annuity Payment? - 354 в хорошем качестве

Retirement Pension Lump Sum or Monthly Annuity Payment? - 354

Today on Your Money, Your Wealth® podcast 354 with Joe Anderson, CFP® and Big Al Clopine, CPA: Should you take your pension all at once in a lump sum when you retire or spread it out over monthly annuity payments? What if the lump sum choice requires moving your pension to an investment plan? Or maybe your only pension options are either 10-year period certain or joint with rights of survivorship? All of these pension spitball analyses are compiled into this single episode to help you choose between your own pension options. Podcast show notes, free financial resources, Ask Joe & Al On Air: https://bit.ly/ymyw-354 00:00 - Intro 00:49 - Should I Take My Pension as a Lump Sum or Monthly Annuity Payments? (Nick, Moreno Valley, CA - video) 08:36 - Retirement Pension Spitball Analysis: Let It Ride, Roll, Or Annuitize? (Randy, WI) 15:42 - Threats to Your Retirement Income on YMYW TV: https://purefinancial.com/ymyw/episod... Schedule your free financial assessment: https://purefinancial.com/lp/free-ass... 16:36 - Retirement Pension: Lump Sum or Annuity? (Cathy) 26:00 - Pension Options: 10 Year Period Certain or Joint With Rights of Survivorship (JWROS)? (James, AZ) 36:32 - Download the 2021 Tax Checklist: https://purefinancial.com/white-paper... 37:23 - Should I Move My Pension to an Investment Plan? (Brandon, Ft Myers, FL) 46:35 - How to Pay Grandma for Daycare and Minimize Tax on Her Pension: Lump Sump or Monthly Payments? (Mike, DC) 51:00 - Listener Comments Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation. Schedule a free assessment with one of our experienced financial professionals, either online, or at one of our many financial planning offices around the country:http://bit.ly/PureAssessment Subscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show: http://bit.ly/YMYW-YouTube Subscribe to the YourMoney, Your Wealth® podcast: https://lnk.to/ymyw IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor. • Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification. AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation. CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period. #pension #retirement #financialpodcast