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Welcome back to The Novice Podcast, where curiosity meets expertise! In this episode, we explore the fascinating world of financial technology (fintech) with a very special guest—our first female guest—Yonodu Okeugo, General Manager of Partnerships and Business Banking at VFD Microfinance Bank. We explore the truths, myths, and controversies surrounding fintech: 1. What exactly is fintech, and why is everyone talking about it? 2. Can fintech outpace traditional banks, or is it all just hype? 3. Is Nigeria ready for a cashless economy despite challenges like network issues? 4. How safe is your money in the fintech space, and what happens if your app gets hacked? 5. And finally, will fintech apps bring cash to your doorstep like dispatch riders? Yonodu answers these hard-hitting questions, breaking down fintech's role in shaping the future of money in Nigeria—from Lagos to the grassroots. Don't miss this engaging, thought-provoking episode that’ll make you rethink how you handle your finances. Teaser (0:00–0:15) Introduction (0:16–1:12) What is Fintech? (1:13–4:15) Millennials in Fintech (4:16–6:21) Integrating Fintech in Other States (6:22–12:03) Customer-Fintech Relationships (12:44–15:48) The Future of Fintech (15:49–18:15) Commercial Break (18:16–18:32) Fintech Terms (18:33–20:05) Fintech vs. Traditional Banks (20:06–20:55) Advice to the Audience (20:56–22:41) Trivial Questions (22:42–26:02) Closing (26:03–26:31)