Is Giving Up a 3% Mortgage Rate a Financial Mistake — or Just Emotionally Uncomfortable? скачать в хорошем качестве

Is Giving Up a 3% Mortgage Rate a Financial Mistake — or Just Emotionally Uncomfortable?

Most homeowners don’t struggle with this decision because the math is confusing. They struggle because the math and the emotions feel exactly the same. If you have a mortgage rate around 3%, the idea of moving can quietly feel irresponsible — even when the home no longer fits your life. In this episode of Homeowner’s Decision Point, I walk through how to separate a true financial mistake from something that’s simply emotionally uncomfortable because the old deal was unusually good. You’ll learn: • Why a low interest rate can start to feel like something you “own” • The difference between financial strain and emotional friction • When a 3% rate is still serving you — and when it may be holding you back • How to evaluate the real cost of a move without rushing toward an answer • A practical 5-step framework for thinking through the decision privately This isn’t about pushing you to move. It’s about helping you think clearly, without pressure, hype, or regret. If you’d like to work through this privately, I’ve put together a simple 5-Step Move Decision Worksheet that mirrors the framework used in this video. 👉 Request it here: https://jeffersonakin.premierepropert... Jefferson Akin Premiere Property Group 📞 360-619-2410 📧 jefferson@castlehomesnw.com 🌐 https://jeffersonakin.premierepropert... 00:00 - Is Giving Up a 3% Mortgage a Mistake? 01:36 - Why a low rate feels so heavy 02:32 - Financial Mistake vs. Emotional Discomfort 03:11 - What a 3% rate is actually worth 04:20 - When a low rate starts to trap you 05:20 - The Decision Framework 06:57 - The Big Truth Most People Miss 07:25 - Common Scenarios 08:12 - Reflection 08:44 - The Takeaway