Pollution Liability Explained: Why HOAs Need Coverage Before Disaster Strikes скачать в хорошем качестве

Pollution Liability Explained: Why HOAs Need Coverage Before Disaster Strikes

In this episode of Policy Party, hosts Negar Sharifi and Phil Masi unpack one of the most overlooked and potentially devastating risks facing community associations: pollution liability. Through real-life stories that range from unsettling to shocking, Phil explains how seemingly routine maintenance issues can spiral into multi-million-dollar claims when pollution exposures aren’t properly insured. From carbon monoxide poisoning caused by an improperly vented generator, to raw sewage leaks into lakes, to reclaimed water being mistakenly piped into a community’s drinking supply, the episode illustrates just how fragile the line is between “minor issue” and financial disaster. The discussion makes a compelling case for pollution liability and legal defense coverage, emphasizing that while these incidents may be rare, the consequences are severe and often entirely uncovered by standard liability policies.