Interest-Only vs P&I Loans: Smart Property Investing Strategy скачать в хорошем качестве

Interest-Only vs P&I Loans: Smart Property Investing Strategy

Should you choose interest-only or principal & interest when building a property portfolio? This episode breaks down when each loan type makes sense, how it impacts cash flow and borrowing power, and why your lender’s servicing rules matter more than ever. Learn how smart finance structure can support long-term wealth strategy—especially during the acquisition phase. If you’re focused on property investing, finance, and staying ahead of interest rate and lending policy changes, this is a must-watch. 🎥Chapters: 00:00 - Introduction 02:20 - Episode begins (tech issue & audio reset) 11:29 - Interest-only vs P&I: what’s the real strategy? 12:16 - PPOR focus: pay down non-deductible debt first 13:55 - Investment loans: why interest-only can be ideal (but tricky) 15:00 - Borrowing capacity vs cash flow: servicing rules explained 15:10 - PAYG variation: boost cash flow without refinancing 18:12 - Trend shift: lenders returning to 10-year interest-only terms 📢 Connect with the 6-Star Team: Book a chat with our advisory team to stop postponing your future: https://positivere.events/learn-to-in...