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Business banking doesn’t have to be intimidating and waiting until the last minute to ask for funding usually isn’t the best strategy. In this video, I sit down with commercial banker Dolf De Ceuster and lender to talk about how business loans really work, what banks look for, and how business owners can set themselves up for better outcomes. We cover: -Why building a relationship with your banker early matters -What lenders look at first when reviewing a loan request -How existing relationships and communication impact decisions -Common reasons loans get declined (and how banks try to restructure instead of saying no) -The role of collateral and personal financial strength -When management depth and “second in command” matters -Why life insurance is often assigned to business loans -What makes a deal “easy” vs. complex from a lender’s perspective If you’re a business owner who may need financing now or in the future, this conversation will help you understand how to approach banks with confidence and preparation. Get in touch with Dolf here: https://nebat.com/contact-us.html