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IBPS PO Perks and Allowances (Apart from Salary) An IBPS Probationary Officer (PO) enjoys a range of attractive perks and allowances in addition to the basic salary, making it one of the most sought-after positions in the banking sector. These benefits not only enhance the financial value of the job but also contribute significantly to the overall job satisfaction and lifestyle of a bank PO. ✅ 1. Dearness Allowance (DA) DA is revised quarterly based on the Consumer Price Index (CPI). It typically amounts to around 36%–42% of the basic pay and helps manage inflation. ✅ 2. House Rent Allowance (HRA) Depends on the city of posting: 9% of basic pay in metro cities 8% in semi-urban areas 7% in rural areas If accommodation is provided by the bank, HRA is not given. ✅ 3. City Compensatory Allowance (CCA) Offered to employees posted in metropolitan cities. It ranges from 3% to 4% of the basic pay. ✅ 4. Special Allowance This is a fixed component that enhances overall salary. Currently around 7.75% of basic pay and is added after the 10th Bipartite Settlement. ✅ 5. Leased Accommodation / Quarters Many banks offer leased flats or quarters, especially in metros. Rent is paid by the bank within a permissible limit, reducing living expenses. ✅ 6. Travel Allowance Reimbursement of official travel expenses. Some banks also provide a fixed conveyance allowance or fuel reimbursement. ✅ 7. Medical Benefits Fixed annual medical allowance. Reimbursement of hospitalization expenses for self and dependents under group health insurance. ✅ 8. Leave Travel Concession (LTC) Employees are eligible for LTC/LFC to travel within India with family, reimbursed by the bank. ✅ 9. Newspaper and Book Allowance Some banks provide a monthly allowance or reimbursement for newspapers, magazines, or journals. ✅ 10. Pension and Retirement Benefits After retirement, a pension scheme, gratuity, and PF contributions ensure financial security. ✅ 11. Miscellaneous Benefits Job security, career growth opportunities, low-interest staff loans, festival advances, and welfare schemes are additional benefits enjoyed by IBPS POs. #ibpspo #bankerslife #ibpspoposting #banker #ibpsposalary #perks #and #allowance #benifits #rrb