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Social Security is one of the biggest financial decisions you’ll ever make in retirement. Do you take it early at 62, wait until 70, or choose something in between? The timing of your benefits can mean the difference of tens—if not hundreds—of thousands of dollars over your lifetime. In today’s video, we’re breaking down how Social Security really works, the pros and cons of claiming early vs. waiting, and how to think about spousal benefits so you can make a confident and informed decision. Hosted by Financial Planner, Riley Siltman. BOOK A MEETING https://calendly.com/riley-hermsenwealth Hermsen Wealth Management offers comprehensive financial planning based on our client's unique goals. This channel serves as a way to provide clarity and confidence to our audience. The topics discussed in these videos are for financial education and not intended to provide specific investment advice or recommendations. Opinions, estimates, and forecasts of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results. Investing and investment strategies involve risk including the loss of principal. Individuals should consult their own financial advisers before acting on any information provided. Hermsen Wealth Management and Geneos Wealth Management, Inc., do not provide tax or legal services. Securities offered through Geneos Wealth Management, Inc. Member FINRA/SIPC. Advisory services offered through N.E.W. Advisory Services, LLC. A Registered Investment Advisor.