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DISCLAIMER: The information presented in this video is provided for informational purposes only and reflects my personal opinion. While I strive to share accurate information, it is possible that this video may contain inaccuracies or errors. This information does not constitute financial advice or official recommendations. I strongly encourage you to verify directly with the bank or financial institution in question to obtain up-to-date and accurate information. Banking conditions, offers, and features can change, so it is essential to consult official sources for the most recent details. WARNING: Please note that the information shared in this video may change at any time, and it is possible that it contains errors or inaccuracies. To get the most accurate and up-to-date information, I recommend consulting the bank’s website or contacting their customer service directly. My opinion is based on the data available at the time this video was made and should not be considered a definitive source. Always verify with official sources before making any decisions. The Tesco Bank Purchases Credit Card is designed for individuals aiming to spread the cost of purchases over time while earning rewards. It offers up to 23 months of interest-free credit on purchases, allowing cardholders to manage large expenses without immediate interest charges. The card has no annual fee, making it a cost-effective choice for budget-conscious users. Additionally, cardholders earn Tesco Clubcard points on their spending, which can be redeemed for discounts and rewards, adding value to everyday purchases. However, after the introductory period, the representative APR is 22.9% variable, which is relatively high and could result in significant interest charges if balances are not paid in full each month. The card may also charge fees for certain transactions, such as cash withdrawals and foreign currency purchases, increasing the overall cost. Furthermore, the introductory interest-free period may vary based on individual creditworthiness, meaning not all applicants will receive the full 23 months. Potential applicants are advised to consult official sources and seek professional advice before making any financial decisions related to the Tesco Bank Purchases Credit Card. Keywords: Tesco Bank Purchases Credit Card, interest-free period, no annual fee, Clubcard points, representative APR, transaction fees, creditworthiness, financial decision