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Think your credit score is too low to buy a home? Think again. In this video, I’ll show you how to qualify for a mortgage even if your credit score isn’t perfect. After 25+ years as a loan officer, I’ve helped thousands of buyers who thought they didn’t qualify — and I’ll walk you through the exact steps lenders look for beyond just your credit score. 🏠 You’ll learn: What minimum credit scores you actually need for FHA, VA, and Conventional loans How lenders evaluate more than just your credit — including income, job history, and debt ratios The simple credit fixes that can boost your approval odds fast Loan programs for buyers with “less-than-perfect” credit How to prepare your loan application so you can buy sooner Even if your score isn’t great, the right strategy can make all the difference. 📞 Ready to find out if you qualify? 👉 Schedule your free consultation by calling me at 512-913-7566 or visit www.SteveFergusonTeam.com to see your mortgage options today. Watch these NEXT👇 ➡️Fix your credit or buy now? - • Buy now or fix your credit first ➡️FHA OTC New Construction - • FHA One-Time Close Construction loans. Th... ➡️FHA Explained - • What is an FHA Home Loan? ➡️Conventional Explained- • What is a conventional mortgage loan? ➡️OTC Conventional New Construction- • The One-Time Close Conventional Loan! ➡️Golden Ticket Loan- • The Golden Ticket Mortgage Loan! ➡️Should I Rent or Buy? - • RENTERS: This is the most important video... ➡️Should I Buy Investment Property? - • Should I buy investment property and why! ➡️What is a Bridge Loan? - • Home 2 Home-The best bridge loans out there! ➡️VA OTC New Construction Loan - • VA One Time Close Construction loans-Yes t... CONNECT WITH ME: 👉Join my newsletter: https://mailchi.mp/rwmloans.com/custo... 👉 FB: / stevefergusonteam 👉 WEB: http://stevefergusonteam.com/ 👉 LI: / theloanofficer 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 @TheMortgageMan 🚨 Subscribe to this channel here: 👇👇👇👇👇👇👇 ✅ / @themortgageman 📲 We have so many people contacting us who are needing help on their mortgage loans and have questions regarding all kinds of mortgage products and we LOVE IT!! Let me show you how to make the mortgage process easy, efficient and fun! Reach out Day/Nights/Weekends whenever you want, we never stop working for you!! Steve Ferguson and "The Loan Team" 📲 Call/Text Direct at (512) 913-7566 or (512) 631-3990 📲 Email: [email protected]