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Beyond Risk: Michelle Young on Reinsurance, Resilience & the Human Side of Actuarial Work In this episode of BWD In The Know, guest host Harry McNeill is joined by Michelle Young for a conversation that goes beyond risk to uncover the human side of actuarial work. Michelle reflects on her career in reinsurance and shares why actuaries are far more than just the numbers. From the societal impact of actuarial decisions to the importance of communication, mentorship, and volunteering, she highlights how resilience and curiosity can shape a fulfilling career. Along the way, Michelle also explores the role of AI as a supportive tool, the value of embracing uncertainty, and why taking opportunities early can lead to unexpected growth. A must-listen for actuaries at every stage, from exams to executive leadership. Chapters 00:00 Introduction to the Actuarial Profession 01:37 Michelle's Journey into Reinsurance 03:12 The Passion for Being an Actuary 04:34 Understanding the Broader Impact of Actuarial Work 06:26 The Societal Impact of Actuarial Decisions 07:34 Volunteering and Its Influence on Professional Growth 09:21 Transitioning from Technical to Strategic Roles 12:47 Actuaries and Uncertainty in Decision Making 14:29 Explaining Actuarial Work to Outsiders 15:31 Actuaries and Climate Change 18:44 The Role of AI in the Actuarial Field 21:34 The Role of Communication in Actuarial Training 24:24 Embracing Growth Through Discomfort 26:28 Exploring the Reinsurance Market 28:26 Navigating Career Paths and Leadership Roles 33:38 Unique Career Journeys and Opportunities