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Car payments have quietly become one of the biggest financial traps of 2025. Dealers, banks, and even social pressure have convinced people that driving a new car with a monthly payment is just the way life works. But the truth is, it’s draining people’s wallets and keeping them from ever getting ahead. Think about it — instead of sticking with a reliable car that just needs basic maintenance, many people convince themselves it’s “time for an upgrade.” A small repair, worn-out tires, or even just wanting the latest features becomes an excuse to sign up for years of debt. And with interest rates and car prices skyrocketing, those payments are higher than ever. The crazy part? Most of the time, these cars aren’t even necessities — they’re luxuries disguised as needs. And that monthly bill, often $600, $800, or even $1,000, is money that could have been saved, invested, or used to actually improve your financial situation. In this video, we’ll break down why car payments are pure insanity in 2025, the hidden cost of keeping up with new car culture, and how this cycle is quietly preventing millions from building real wealth. SUBSCRIBE! / @hayden.schreier 👇CHECKOUT MY CAR CHANNEL👇 / @haydenschreiermk2 ⬇️ Follow Me Here Aswell ⬇️ / hayden.schreier Business Inquiries: [email protected] #carpayments #newcar #consumerism Chapters: 0:00 Car Payment Insanity Intro 1:38 Since When Did Kias Become Luxury Cars? 6:24 Justifying Bad Financial Decisions... 10:12 Your Car Is Not Your Worth! 12:12 2700 Dollars A Month In Car Payments... 16:22 What Do You Drive And How Much Do You Pay? 19:04 15% Interest Rate is Criminal... 19:14 Over 800 A Month For A Kia... 19:47 They're Made To Look High Quality, But They're Trash... 22:18 From A Busted Honda To A 2025 Honda Prologue 24:19 New Vehicles Aren't Reliable Anymore... 25:46 Make My Last Car Payment With Me! 29:05 People Have Lost It ... 30:05 7 Year Car Loans Are The New Wave... 33:00 Your Car Payment Isn't A Flex... 34:45 Stop Making Bad Financial Decisions... 36:08 The Truth Hurts... 38:35 People Think High Mileage Cars Are A Bad Thing... 39:03 This Is How Most People Think... 43:13 Car Payment Insanity Recap FAIR USE DISCLAIMER: Copyright Disclaimer - under Section 107 of the copyright act of 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. all photos and videos were originally posted publicly on social media platforms. These are all my own opinions.