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February is a reset month for me. In this video, I’m setting up my February budget calendar, applying Bill Due stickers, and sharing an honest update on my financial goals, and debt payoff strategy. I’ve realized I’ve been trying to do too much at once with my current income sources. So this reset is about narrowing my focus, simplifying my plan, and committing fully to paying off my first tier of debt before expanding into anything else. Here’s the new strategy: 75% of all monthly savings will go toward debt payoff 25% will go toward building a month ahead and emergency fund All other luxuries are paused until Tier 1 of my debt is paid off. I’ll continue to update my progress at the end of each month during my savings allocation videos. Thanks for being here and growing with me. Binders and Stuff: @softlifebudgeting : Rosie Rose (Savings Challenge Binder), Boujie Beige (High Priority Binder) @JasminesWallet : Dashboard with Black Flowers Upscale Currency: Gold Foil Butterfly Dashboard https://www.etsy.com/shop/ColleenBudgets : Pearl Paperclip Dripped By E: @BlackNBlue10_4 : Gold Scratch Off Tool Savings Challenges: www.etsy.com/shop/CuteLittleBudgets : Hippo & Hearts and Love-opoly @ChelsAmelia : Anniversary Menu @Emsobudgets : Too Many Sticky Notes @planwithilysse : Cash Stash Book on Amazon @ezpresso : Lucky Cat @ezbudgets : 2026 Fridays @BusyLizzysBudget : Tax Season Scratch and Save #BudgetTooles #SavingsChallenges #cashenvelopesystem #budgetwithme #CashPlanning