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Are DFW builders really pulling the wool over your eyes? In this video, we’re diving into the truth behind buy downs vs ARMs, clearing up misconceptions, and giving you the inside scoop on what to look out for in the DFW new construction market. We’ll break down the difference between adjustable-rate mortgages (ARMs) and buy downs, showing you when each might be a smart move and when they could lead to surprises. Whether you're a first-time homebuyer or seasoned pro, understanding these loan options will help you make better decisions. 🤔Want to talk about moving to DFW? 🤠 📝 Let me Help! https://bit.ly/WorkwithZaksurvey 📅 Book time in my Calendar: https://zakschmidt.com/book-a-call ✨ Join the Inner Circle Email Newsletter: https://app.zakschmidt.com/join-my-in... 📚 7-Day New Construction Buyer Crash Course: https://app.zakschmidt.com/7-day-cras... 🚚 Moving to TEXAS? I’d Love to Help! 📲 469-707-9077 📧 hello@zakschmidt.com 👋 Zak Schmidt, Lic# 0759608 🏆 Brokered by: eXp Realty, Lic# 603392 New Homes: Relocation Guide - https://bit.ly/zaksrelocationguide 300-450k new homes - https://bit.ly/NH300-450 400-550k new homes - https://bit.ly/NH400-550 500-650k new homes - https://bit.ly/NH500-650 600-750k new homes - https://bit.ly/NH600-750 700-850k new homes - https://bit.ly/NH700-850 800k+ new homes - https://bit.ly/NH800- Highly Recommended Videos: 🌆 Rockwall Texas Complete Vlog Tour: • Rockwall Texas COMPLETE VLOG Tour | Why yo... 🤠 Forney Texas Explained: • Why you should move to Forney | Top Dallas... Preferred Partners 🏦 Lender Partner: Jared Wilson - https://jaredwilson.benchmark.us/ Natalie Davenport - https://sfmc.com/loan-officer/natalee... 🔬 Inspector Partner: https://texasdhi.com/ 📽️ YouTube Marketing for Realtors: https://resources.zakschmidt.com/Yout... Connect 🌐 Website: zakschmidt.com 📺 YouTube: / @zakschmidt-dallastxrealestate 📲 Facebook: / zakschmidtrealtor 📱 Instagram: / schmidt_zak 💼 LinkedIn: / zak-schmidt-214b33100 Disclosures 📝 IABS- https://drive.google.com/file/d/1kMvD... 😀 Info provided is opinion and for entertainment purposes. 💰 Links shared may be affiliate links to products or services. We may receive a commission, discount or benefit for purchases made through these links. 🔎 Sources Niche, Wikipedia, TravelTime, Census, Real Estate Commission, NTREIS 😀 Info provided is opinion and for entertainment purposes. 💰 Links shared may be affiliate links to products or services. We may receive a commission, discount or benefit for purchases made through these links. 00:00 Intro 01:38 What is an ARM? 03:22 Buy-downs Explained 07:00 Qualifying for Buy-Downs 08:02 Buy-Downs are Legit 09:43 Addressing the Negative Comment 13:20 Final Thoughts Are DFW Builders Tricking You? The Truth About Buy Downs vs ARMs #builders #dfw #zakschmidt