You Sold Your Business…Here's What To Do With The Money скачать в хорошем качестве

You Sold Your Business…Here's What To Do With The Money

What to do with the money after selling your business. This comprehensive guide covers the critical financial steps and considerations for business owners post-sale, including retirement planning, investment strategies, tax implications, and emotional transition management. If you've recently sold your business or are in the process, what you do in the next 6 to 12 months can determine your long-term financial security. Actionable advice on planning for retirement, managing windfalls, and protecting your wealth after a sale. Key Topics: • How to assess if your sale proceeds cover your retirement needs • Navigating expenses and major purchases post-sale • Importance of comprehensive financial planning and stress testing with Monte Carlo simulations • Strategies for investing a large windfall, including dollar cost averaging and risk management • How to reduce capital gains tax after the sale and how to optimize tax efficiency through techniques like direct indexing • Diversification strategies to reduce concentration risk • Emotional transition from business owner to retiree and managing financial stress 00:00 - Introduction: Key considerations after selling a business 00:21 - How to determine if proceeds sustain your retirement goals 01:27 - Accounting for holdbacks, escrow, and earnouts in cash flow 02:34 - The importance of waiting until the deal closes for financial planning 02:52 - Using Monte Carlo simulations to assess retirement feasibility 03:30 - Managing emotional challenges in transitioning from CEO to retiree 04:11 - Developing an investment strategy to safeguard and grow wealth 05:07 - Benefits of dollar cost averaging to manage market volatility 05:50 - Planning for income needs and liabilities using treasury ladders 06:14 - Revisiting risk appetite versus capacity in your investment plan 07:09 - Tax-efficient strategies like direct indexing and loss harvesting 08:13 - Understanding the complexities of after-tax proceeds calculations 09:00 - Importance of professional support for liquidity management 09:37 - Personal insights from Kristin McKenna on navigating the exit process Resources & Links: https://darrowwealthmanagement.com/cl... https://darrowwealthmanagement.com/bl... https://darrowwealthmanagement.com/co... Content should not be misinterpreted as personalized advice of any kind or a recommendation for any specific investment product, financial or tax strategy. This is a general communication should not be used as the basis for making any type of tax, financial, legal, or investment decision.