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In today's world, plastic money has become the norm, with credit cards and debit cards leading the charge. Among these, credit cards have emerged as one of the most widely used and preferred methods of payment, offering customers the convenience of buy now, pay later, EMI options, rewards, and bonus points. But here's the big question: Who really ends up paying for these benefits? Are these enticing credit card perks truly "no cost", or are we unknowingly footing the bill? In this podcast, we’ll dive deep into how credit cards really work, uncover the hidden costs, and explore the backend processes, including interest rates, annual fees, hidden charges, and more. Learn about the financial traps that may be lurking in your credit card statement and how to navigate them for smarter spending. ✉️ For Podcast Enquiries & Collaborations, send email at - zindagisimplified@gmail.com 💞Instagram - / drshikhasharmarishi 🟢 Join my Whatsapp Channel - https://whatsapp.com/channel/0029VaAE... 🏆 BUY PROGRESSIVE PLANNER HERE :- https://www.progressiveplanner.in/ Recommended Podcasts to Watch : Manifest Using Quantum Healing : • How to Manifest using Quantum Healing ? @A... Best Investment Options for Wealth Creation : • 2026 Me Paise Kahan Invest Kare? Best Stoc... Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his/her personal views. We do not seek to defame or harm any person/brand/product mentioned in the video. Our goal is to provide information to help audience make informed choices. #drshikhasharmarishi #finance #podcast