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Craig Bolanos, Co-Founder and Wealth Advisor at VestGen Wealth Partners, joins Scott Shellady (“The Cow Guy”) on Commodity Wrap Kickoff on Rural Radio to discuss stretched equity market valuations, diversification risks late in a bull market, and why earnings growth must catch up to stock prices. Craig also weighs in on housing affordability challenges, proposed policy solutions involving 401(k)s, the growing student loan crisis, and how government intervention often drives higher costs across housing, education, and healthcare. The conversation highlights how debt burdens are delaying homeownership, family formation, and long-term financial stability for younger generations. About Craig Bolanos Craig Bolanos is a Co-Founder and Wealth Advisor at VestGen Wealth Partners, helping clients across generations get retired and stay retired. His media appearances deliver timely market insights, retirement strategies, and practical financial guidance. Learn More & Connect Visit: https://hubs.ly/Q0404K_t0 Follow VestGen on LinkedIn: https://hubs.ly/Q0404Jp30 Listen to more radio appearances: https://hubs.ly/Q0404HWH0 Disclaimer The views and opinions presented here are those of Craig Bolanos, and not necessarily those of VestGen Wealth Partners or Private Client Services. They are not intended to be specific investment, tax, or legal advice for any individual and should not be construed as such. All information is believed to be from reliable sources, but we make no representations as to its completeness or accuracy. All economic and performance information is historical and not indicative of future results. Any market indices mentioned are unmanaged, and all investing carries risk. Securities offered by Registered Representatives through Private Client Services. Member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through VestGen Advisors, a Registered Investment Advisor. Private Client Services and VestGen Wealth Partners are unaffiliated entities.