Will You Be Hit by the Pensions Crisis? скачать в хорошем качестве

Will You Be Hit by the Pensions Crisis?

Tom McPhail is a pensions industry expert. Former Head of Policy at Hargreaves Lansdown he now works for finance consultancy firm the lang cat. 🤝 Want help planning your future from a financial advisor? Get personal support from an advisor we rate: https://makingmoney.email/financial-a... 📈 Investment platforms we use: Trading 212 Watch this video where Damo explains how to get the most from it:    • How to start investing on Trading 212   Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. Use the code ‘MM’ or this link: https://www.trading212.com/promocodes/MM InvestEngine Get up to a £50 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard Minimum investment of £500 or £100/month https://www.vanguardinvestor.co.uk/ If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney. Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/ukb43j ✉️ Newsletter If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E1 Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters: 00:00-00:38 - Intro 00:38-07:23 - Who is affected by the pensions crisis? 07:23-10:05 - The impact of an ageing population 10:05-12:37 - Owning a home vs renting 12:37-14:07 - The gender pensions gap 14:07-17:59 - Pensions and the self-employed 17:59-18:41 - Manual ad 18:41-22:30 - Is the state pension a ponzi scheme? 22:30-26:54 - Bill Ackman’s solution to the pensions crisis 26:54-31:38 - Psychological nudges 31:38-40:54 - Death by default (funds) 40:54-41:45 - Vanta ad 42:45-45:59 - Why don’t we teach this in school? 45:59- 50:56 - How pensions could fuel growth 50:56-55:52 - Why Canada and Australia do better with pensions 55:52-01:01:52 - What you should do about your pension today 01:01:52-01:05:58 - Why is he called the pensions monkey? 01:05:58-01:07:52 - Want me to come to your workplace?