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Indonesia just hit workers with a major pension overhaul—and it’s not a small update. The government is changing two of the biggest retirement triggers: retirement age and when benefits can be withdrawn, rolling out the policy gradually. For many people, that means the retirement plan they’ve calculated for years may need a full reset. Economists argue the reform is meant to keep the national social security system sustainable as populations age and payouts grow. But for workers nearing retirement—especially those 50+—the pressure is real: more years to work, shifting cashout timelines, and uncertainty about transition protections. Companies may also adjust internal retirement policies, affecting promotions, hiring, and payroll planning. In this video, we break down what’s changing, why it’s happening, who is most impacted, and how workers can rethink their strategy—income planning, side hustles, and smarter financial preparation—without panic.