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$500,000 house affordability, housing market 2026, can you afford a $500k home, real cost of home ownership, mortgage vs rent, housing affordability crisis — this video breaks down the real math behind buying a $500,000 house in today’s market. Subscribe @oliverpriceinvests Most people think the problem is their income. It’s not. The problem is how housing prices, mortgage approvals, and monthly payments quietly trap the middle class into financial stress. In this video, we expose the difference between being approved for a mortgage and actually being able to afford a home without destroying your peace of mind. We walk through real numbers: down payments, PMI, property taxes, insurance, maintenance, and why a $2,800 mortgage often turns into a $4,300 monthly obligation. You’ll see who can realistically afford a $500,000 house in 2026 — and why most households can’t, even with solid incomes. This isn’t about fear. It’s about clarity. If you’re scrolling Zillow at midnight wondering if you missed a step in life, this video explains why you didn’t — and how the math quietly changed. Oliver Price Invests breaks down money, housing, and financial decisions using clear thinking, real numbers, and zero hype.