Is Now a Bad Time for a Roth Conversion? Why Everyone’s Still Doing It—and Should You Act Too? скачать в хорошем качестве

Is Now a Bad Time for a Roth Conversion? Why Everyone’s Still Doing It—and Should You Act Too?

00:00 Intro 00:33 What is a Roth Conversion? 01:15 Why are people so interested in Roth conversions? 02:08 When to Make a Conversion - Down Market 02:48 When to Make a Conversion - Lower Income Years 04:16 Avoid Future RMDs 06:17 Optimal Ages For Roth Conversion - Younger 40s or 50s 06:41 Optimal Ages For Roth Conversion - Before age 63 07:16 Optimal Ages For Roth Conversion - Before RMD Age 07:45 Help Your Beneficiaries 09:48 Bloopers Roth conversions are surging, but is now really the right time? In this video, we break down why everyone’s still doing Roth conversions despite market highs and potential tax concerns. Learn the best times to convert, how to avoid pitfalls like higher Medicare premiums (IRMAA), and whether you should act now to maximize tax-free growth and future savings. Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here:    / erintalksmoney   Thanks for watching, I appreciate you!