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Health Insurance In America Keeps Rising (Here's Why) Health insurance in America keeps getting more expensive, even if you rarely see a doctor. Learn the real reasons premiums rise, how deductibles and networks work, and practical ways to lower costs legally. health insurance premiums rising, why health insurance is so expensive, health insurance in America, US healthcare costs, why premiums go up, deductible explained, copay vs coinsurance, out of pocket maximum, in network vs out of network, ACA marketplace 2026, employer health insurance, prescription drug costs, medical billing explained, how to save on healthcare, health insurance tips #HealthInsurance, #USHealthcare, #HealthcareCosts, #InsurancePremiums, #Deductible, #Copay, #Coinsurance, #OutOfPocketMax, #ACAMarketplace, #OpenEnrollment, #MedicalBills, #PrescriptionDrugs, #HealthSavingsAccount, #InNetwork, #MoneyTips ========================================================= ⚠️ Copyright Disclaimers We use images and content in accordance with the YouTube Fair Use copyright guidelines Section 107 of the U.S. Copyright Act states: “Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.” This video could contain certain copyrighted video clips, pictures, or photographs that were not specifically authorized to be used by the copyright holder(s), but which we believe in good faith are protected by federal law and the fair use doctrine for one or more of the reasons noted above.