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I'm 73 years old, and I've been retired for eight years. When I left my job at 65, I thought my life was about to begin. I thought retirement was freedom—time to travel, pursue hobbies, reconnect with friends. Time to finally live instead of just work. It took me about six months to realize I had nothing to retire to. No real hobbies. No friends waiting for me. No passions I'd developed. Just empty days and the slow understanding that I'd spent forty years preparing for a life I'd forgotten to build. I worked in insurance for 43 years. Same company, same cubicle, same routine. I told myself work was what you did to fund the rest of your life. But I wasn't living the rest of my life either. I was always preparing for later. Always waiting for the right time. I had work friends who disappeared the day I left. A marriage that ended because I was never really present. No children because the timing was never right. No interests because I was always too tired. I spent forty years waiting. Waiting for weekends. Waiting for vacation. Waiting for retirement. And now I'm here. In the time I worked toward my entire adult life. And it's empty. Most days I sit in my apartment alone. I watch television I don't care about just so the silence doesn't feel so heavy. I go to the grocery store to be around people who don't know my name. I thought I could live on pause for forty years and press play when I retired. But life doesn't work that way. The hobbies don't appear. The friendships don't materialize. The passions don't develop. What you don't build along the way won't be there waiting for you. I'm not looking for sympathy. I'm telling you this because maybe you're making the same choices I did. Putting things off. Telling yourself there will be time later. Choosing work over living because it feels responsible. Later doesn't come the way you think. It arrives, but you arrive with it—older, more tired, more alone. And all those things you were going to do don't just wait for you. If you have people you care about, be with them now. If there's something you want to try, try it now. Build something that isn't work, because the work will end, and if that's all you have, you'll end up like me. Sitting in a quiet apartment at 73, wondering where your life went.