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In this video I'll uncover the real reasons why banks and financial giants haven’t massively adopted XRP yet, despite its groundbreaking potential. From regulatory uncertainty and compliance hurdles to liquidity concerns and competing blockchain solutions, we break down the key barriers slowing mass adoption. You’ll also discover what needs to change before institutions can confidently embrace XRP. If you’ve ever wondered why adoption hasn’t exploded yet and what milestones could finally trigger it, this video is a must-watch. VIDEO CHAPTERS: 00:00:00 - Why Haven't Banks Massively Adopted XRP Yet? 00:00:10 - XRP vs SWIFT: Speed, Cost, and Reliability Comparison 00:00:22 - Key Factors Holding Back Institutional XRP Adoption 00:00:40 - How Institutional Investors Approach Buying XRP 00:01:00 - Retail vs Institutional Impact on XRP Price 00:01:21 - Why Retail Alone Can't Drive High XRP Prices 00:01:50 - Institutional Trading Strategies: T-WAP and VWAP Explained 00:02:26 - How Institutions Accumulate XRP Without Spiking Price 00:03:00 - Regulatory Clarity: The Ripple Case and Its Impact 00:03:31 - Global Regulatory Uncertainty Slows XRP Adoption 00:04:10 - Building Trillion-Dollar Payment Infrastructure with XRP 00:04:43 - Major Bank Partnerships and Ripple's Global Reach 00:05:20 - Upcoming ETFs and Institutional Investment in XRP 00:05:50 - Retail Holdings vs Institutional Holdings: The Real Numbers 00:06:40 - How Institutions Acquire XRP Privately and OTC 00:08:06 - Central Bank Digital Currencies and Ripple Partnerships 00:09:10 - Why Institutional Adoption Takes Years to Materialize 00:10:11 - Transitioning Financial Infrastructure to Blockchain and ISO Standards 00:11:13 - Early Adopters Gain Competitive Advantage in Blockchain Payments #XRP #cryptocurrency #crypto