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✅📞 - +1 604-626-6339 📧 - ryan@ryanmacmillan.ca 👇🗓 Schedule a call with Ryan MacMillan - https://calendly.com/ryan-macmillan-e... 📚 Home Sellers Blueprint : https://ryanmacmillan.ca/sell 💥 Follow me on Social Media 💥 🌎 WEB: https://ryanmacmillan.ca/ 📷 INSTAGRAM: / ryanmacmillan.realestate 💻 FACEBOOK: https://www.facebook.com/profile.php?... Interest rates are back in focus — and for Canadian homeowners, 2026 could be the most important year for mortgage decisions in over a decade. After watching variable rates climb toward 7%, many Canadians are still unsure whether fixing now, riding variable, or waiting makes sense. With record-high mortgage renewals coming up, the next Bank of Canada move could directly affect monthly payments, housing prices, and financial stability. In this video, I break down: • What a 7% rate actually means for a typical mortgage • Why variable rate holders face the most uncertainty • Fixed vs variable risks heading into 2026 • What homeowners and buyers should be thinking about before renewing This isn’t hype — it’s about understanding the real pressure Canadians are under and making informed decisions in an unpredictable rate environment. Must-Watch Next: 🏡Foreclosures Are Surging in Vancouver (Here’s Why It Matters) • • Foreclosures Are Surging in Vancouver (Her... 📉1920s Character Homes in Vancouver: Hidden Charm… and the Hidden • 1920s Character Homes in Vancouver: Hidden... 🏠 Vancouver’s Sinking Homes: What You NEED To Know Before Buying!: • 🏠 Vancouver’s Sinking Homes: What You NEED... 💰 🏠 VANCOUVER Sellers BEWARE: The Inventory Shock Isn’t Over: • 🏠 • 🏠 VANCOUVER Sellers BEWARE: The Inventory ... 🎥 TOURING a $599,990 Surrey Condo Perfect for First-Time Buyers | HQ Thrive Tour: • TOURING a $599,990 Surrey Condo Perfect fo... 📞 Thinking of selling? Let’s talk strategy. 🔔 Subscribe for more Vancouver real estate insights and strategy tips! 👉 Need guidance buying in the Vancouver area? Reach out anytime — I’m happy to help: 📱 Ryan Macmillan | eXp Realty 🌐 ryanmacmillan.ca 📧 ryan@ryanmacmillan.ca 📞 604.626.6339