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Get my 11 Century Stocks Portfolio for free: https://go.heresy.financial/century TIMECODES 0:00 Introduction: 6 Steps to Be Set by 40 0:19 Step 1 – The 6‑Month Emergency Fund 2:07 Where to Keep Your Savings (High-Yield & Money Markets) 2:28 Step 2 – Start Investing: How Much & Why 10% Is Key 5:24 Bigger Goals: Achieving Higher Retirement Income 7:16 Step 3 – The “Forever Mortgage” Plan (Paid Off by 65) 10:06 Step 4 – Erase High-Interest Debt (Credit Cards, Cars) 14:50 Step 5 – Term Life Insurance Only (Kids = Reason) 16:57 Step 6 – Long-Term Care Coverage at 55 19:10 Recap & Free Newsletter for More Investing Tips Important Links: Heresy Financial University https://bit.ly/hrsymbr My Book - Why We Need the Fed (blank gag book) https://a.co/d/a7caB8Y My Shirts: https://amzn.to/3LGHTgr Join Heresy Financial University https://bit.ly/hrsymbr Affiliates & Partners: Monetary Metals https://monetary-metals.com/heresy-fi... OneGold https://go.heresy.financial/onegold iTrustCapital https://itrust.capital/heresy Swan Bitcoin http://bit.ly/swnhrsy M1 Finance https://m1.finance/MNoCZwlvGStC Socials @HeresyFinancial Twitter: / heresyfinancial Insta: / heresyfinancial TikTok: / heresyfinancial Reddit: / heresyfinancial Rumble: https://rumble.com/c/HeresyFinancial My name is Joe Brown, and I'm a former stock broker who spent years advising the top 1% on how to manage their wealth. After making enough money to leave the corporate world behind, I turned my attention to teaching regular people financial strategies that exist outside the mainstream - things you'll never hear from your traditional fiancial advisor. I am not a CPA, attorney, or licensed financial advisor and the information in these videos shall not be construed as tax, legal, or financial advice from a qualified perspective. Linked items may create a financial benefit for Heresy Financial.