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In this episode of Ndalama Insights, we break down one of the biggest money questions in Zambia today. The headlines say inflation is improving, but many households still feel financially squeezed. We explain what single-digit inflation really means, why lower inflation does not automatically mean lower prices, and how salary increments relate to the rising cost of living. The discussion looks at real-life examples, including annual pay increases by companies, and shows why an increment on paper does not always translate into better purchasing power. We also share practical steps Zambians can take to manage and protect their finances in the current economic environment. If you’ve ever wondered why your salary goes up but your money still feels tight, this conversation will help you understand the hidden link between inflation, income, and everyday expenses. #NdalamaInsights #PersonalFinanceZambia #Inflation #MoneyManagement #FinancialLiteracy #ZambiaEconomy #Budgeting #SmartMoney Take Charge of Your Financial Future – Start Now! ✅ Subscribe for weekly personal finance & investing tips 👉 Don’t just watch—take action! Subscribe now and stay on track to financial freedom: / @mukonkimukonkela 📈 Join Our Online Classes on Investing 🎓 Whether you're just starting or ready to grow, our step-by-step training will help you invest with confidence: http://www.insightpartnersafrica.com/... 💬 Be Part of the Smart Investors Telegram Group 🤝 Get support, ask questions, and stay updated with investment opportunities: https://t.me/+OIQodmFPzNwzNGQ0 🌟 Support the Channel & Unlock Exclusive Perks 🚀 Become a member and enjoy early access, exclusive content, and direct Q&A sessions: https://www.insightpartnersafrica.com... Here are some of our most popular and practical videos to guide you on your path to financial freedom: 🔹 Unlock the Potential of Zambian Bond Market: A Guide to Investing in Government Securities • Unlock the Potential of Zambian Bond Marke... 🔹 Unit Trusts 101: A Guide to Investing for Beginners 💡 • Unit Trusts 101: A Guide to Investing for ... 🔹 How the Lusaka Stock Exchange (LuSE) Works • Understanding Zambia's New GRZ Bond Issuan... 🔹Understanding Zambia's New GRZ Bond Issuance Model in 2024 • Understanding Zambia's New GRZ Bond Issuan... 🔹Zambia Debt Restructuring: Why China's Refusal Matters • Zambia Debt Restructuring: Why China's Ref...