How to Crush a NO BUY YEAR in 2025 скачать в хорошем качестве

How to Crush a NO BUY YEAR in 2025

9 steps on how you crush your no buy year in 2025! Track Your Spending Video:    • Budgeting For Beginners | How To Crea...   FREE SPREADSHEET TEMPLATE: https://docs.google.com/spreadsheets/... (To make copy go to "FILE and MAKE A COPY") 📖Psychology of Money: https://amzn.to/3YOOfQm ☕Support My Channel!: https://www.buymeacoffee.com/williamsauQ 📱My $15 Phone Plan: https://mint-mobile.58dp.net/rn6rJQ 🏛️My 4.6% APY Savings Account: https://www.sofi.com/invite/money?gcp... 🌍My World Map: https://amzn.to/3Y90Sac Chapters 00:00 Start Here 00:53 Write down a list of things you’re allowed to buy 02:32 Write down a list of things you’re allowed to replace 04:24 Write down a list of things you’re NOT allowed to buy under no circumstance 05:38 Create a time length 06:22 Track Your Pre No Buy Year Spending 07:38 Begin your no buy challenge 08:20 Track Your ‘Post’ No Buy Spending 09:19 Reveal Your Savings 10:38 Establish Your Why If you want to get ahead financially in 2025, a spending challenge that can help you get there is the, "No Buy Year," which is where you commit to not purchasing non-essential items for an entire year. Choosing to do a no buy year can drastically change your financial life because it can help you reset your spending habits, reevaluate your values, become more mindful of your consumption, pay down debt, increase your savings, become better at managing money, reduce stress, simplify your life, and develop gratitude. In this video, I walk you through the 9 steps you need to take to crush a no buy year and make 2025 the best financial year of your life. Step 1: Write down a list of things you’re allowed to buy Despite how it sounds, a no buy year does not mean not buying anything for an entire year, but it means cutting out non-essential spending. The first step you need to take is to create a list of things that you are allowed to buy in your no buy year. Doing this exercise allows you to figure out what your needs are. Step 2: Write down a list of things you’re allowed to replace A lot can happen in a year and some things you have might break or wear out and if you don't replace them, it could drastically decrease your quality of life. And so the second step is to create a list of things you're allowed to replace if needed throughout the year. Generally this list should consist of necessities you only have one of and things if you didn’t replace would drastically decrease your quality of life. Again, doing this helps you figure out what your needs are. Step 3: Write down a list of things you’re NOT allowed to buy under no circumstance Finally, the last list you need to create is a list of things that you are not allowed to buy during the year under no circumstance. The more detailed this list, and the others, the better. These lists are your ground rules. Step 4: Create a time length A no buy year does not have to be a full year, but you can do it over 6 months, 3 months, or 30 days. Next, create a time length on how long you want to do this challenge. Step 5: Track Your Pre No Buy Year Spending Before doing the challenge, it is important to see where your money is going and how much you are spending. In my video listed above, I provide information on how to track your spending. Step 6: Begin your no buy challenge Next, you can begin your no buy challenge and be intentional with your spending and follows the rules you created on what you're allowed and not allowed to buy. Step 7: Track Your ‘Post’ No Buy Spending After a month of doing this challenge, the next step is to track your spending again on the spreadsheet. This will allow you to see how much money you saved by doing this challenge. Step 8: Reveal Your Savings Once you have tracked your pre and post no buy spending on a spreadsheet, you can now compare these numbers and see how much money you saved by doing this challenge. Step 9: Establish Your Why This should actually be your first step when doing the no buy year. Establish your why and know your reason for doing the challenge. **Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **