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Thinking about buying a home in Ottawa, Ontario? Avoid unexpected fees and know exactly what to expect! In this video, experienced Ottawa realtor Liam Swords walks you through every cost of purchasing a house, from the deposit to monthly upkeep, with a detailed real-world example of an $800,000 property. Liam has been helping families find their dream homes in Ottawa since 2002, and with over 1,000 successful transactions, he’s the expert you can trust. Whether you need to understand closing costs, calculate land transfer tax, or plan your monthly budget, this video will give you the insights you need to navigate the Ottawa real estate market confidently. 📌 Key Topics Covered in This Video: Time-of-offer costs: Deposits, inspections, and more Closing costs: Lawyer fees, land transfer tax, and appraisals Monthly expenses: Utilities, property taxes, and maintenance Real-life example: $800,000 home purchase breakdown First-time buyer benefits: Land transfer tax rebate ⏰ Timestamps: 00:00 - Introduction: Avoiding Surprise Homebuying Costs 00:06 - Unexpected Fees and Common Buyer Challenges 01:09 - Cost Category 1: Time of Offer Expenses 02:45 - Home Inspection Costs (Rural and Urban Differences) 03:41 - Cost Category 2: Closing Costs Breakdown 05:10 - Lawyer Fees and Land Transfer Tax Calculation 06:25 - First-Time Buyer Rebate and Benefits Explained 07:09 - Real Example: $800,000 Home in Ottawa 08:30 - Cost Category 3: Monthly Expenses After Closing 09:55 - Utilities, Property Taxes, and Maintenance Costs 11:15 - Recap of Key Expenses and Planning Tips Buying a home is one of the most exciting—and financially significant—decisions you’ll make. With Liam’s clear and practical advice, you’ll be prepared for every step, from making an offer to moving in. 📱 Call or Text: 613-702-7799 📧 Email: [email protected] 🌐 Visit Liam’s Website 👉 Subscribe for expert real estate tips, home-buying advice, and Ottawa market updates! Don’t miss the latest insights to help you find your dream home. #OttawaOntario #OttawaRealEstate #OttawaRealtor #BuyingAHouse #ClosingCostsExplained #LandTransferTax #FirstTimeHomeBuyer #RealEstateTips #MovingToOttawaOntario #HouseCosts #RealEstate #LandTransferTaxRebate #MonthlyHomeExpenses #BuyAHouseOttawa