Other Structures Coverage Explained! | Home Insurance 101 скачать в хорошем качестве

Other Structures Coverage Explained! | Home Insurance 101

Home insurance covers more than your main dwelling — it also usually covers items that are deemed to be "other structures" on your property. Dom from Jerry explains the ins and outs of other structures coverage so you know what you're paying for. ------ Looking for an easy way to save a ton of money on car and home insurance? Jerry is the personal insurance shopper that's saving our members over $800 a year on average! Plus it's super easy to use. We do all the paperwork and even cancel your old insurance and get you a refund when you switch! Compare insurance rates in under 45 seconds to find the policy that's right for you: https://getjerry.com/signup ------ Subscribe to Jerry for the best info for car and home owners: https://www.youtube.com/channel/UC-8F... Follow us on Instagram to meet a few of the people who saved hundreds of dollars a year with our app:   / thejerryapp   Check us out on Facebook to learn more about how to get cheap car and home insurance:   / thejerryapp   Follow us on Twitter to keep up with our insurance content:   / thejerryapp   ------- Jerry shops and compares rates from 40+ insurance companies to get you the best coverage! And when you do find the policy that's right for you, we'll handle all the paperwork to help you switch and even get you a refund on your old policy. But Jerry doesn't stop there! We'll also monitor your rates and regularly check to make sure you're still getting the best deal. https://getjerry.com/signup/ We're an AI-powered personal concierge that makes car ownership a breeze. And with our recent addition of rental and home insurance, we are obsessed with keeping our customers protected and saving them money! Just check out our 4.7 rating in the app store! https://getjerry.com/signup/ “I paid $205 for insurance with GEICO, and really was unhappy with them. I stayed with them so long because I couldn’t find it in me to go through the agony of comparing companies. The Penny Hoarder gave Jerry a great review and I am so happy I gave them a try!” — M. Swatt “Jerry took care of everything, even canceling my old policy and getting me a refund!” — S.C. “Saved $600 a year. Every 6 months Jerry automatically checks rates again.” — B.D. “It has better pricing than going directly to the Insurance Company. I have used Jerry for two policies now.” — Dave M. “I downloaded 3 insurance searching apps and Jerry was the best one by far. Easy. Accurate. Great customer service!” — Kyerra S. ------- When you buy home insurance, you’re likely to find something called “other structures coverage” listed in your policy. This is a coverage type that’s found in most standard home insurance policies, but you may not know what it is. Let’s go through the basics of other structures coverage so you know what kind of protection you’re paying for. Other structures coverage helps to fix or replace structures that aren’t connected to your home if they’re damaged by a covered risk. Items that are defined as other structures include: — Detached garages — Fences — Sheds — In-ground swimming pools — Guest houses — And gazebos If they’re used for residential or leisurely purposes, then they’re likely covered. Your business property may not be covered by other structures coverage. Other structures on your property are usually covered for the same risks as your home. In most cases, other structures are covered for 10% of your dwelling limit. The dwelling limit is the maximum amount that your home insurance policy will pay to rebuild or repair the physical structure of your home. Fixing or replacing other structures can be expensive. If you think the built-in coverage in your home insurance is insufficient, you have the option to increase your policy limit. If you make improvements to your property — like adding a pool or guest house — it’s recommended that you review your other structures coverage limit to ensure you have enough protection.