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Can you really retire on $2,500 a month? Most retirement advice assumes you need $1 million or more saved — but millions of Americans are facing a very different reality. In this video, we take an honest look at what life on $2,500 per month in retirement actually looks like. Instead of focusing on luxury or ideal scenarios, we walk through real-world retirement challenges including housing costs, healthcare expenses, transportation needs, and everyday living expenses. You’ll see how small financial pressures — like rent increases, medication costs, or unexpected repairs — can affect stability, and how predictability plays a key role in maintaining independence during retirement. We also explore the importance of emergency buffers, flexible income, and capability in protecting your retirement plan when income is limited. This video is not about fear — it’s about clarity. Retirement success isn’t always about having more money. Sometimes it’s about building stability with what you have. If you’re planning retirement with modest savings, this realistic breakdown can help you better understand what matters most and what choices can strengthen your long-term independence.