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People are going BROKE for vacations… and somehow this is becoming normal. In this video, we’re reacting to the wildest “travel while broke” content on the internet — from maxing out credit cards, to financing trips with payment plans, to people booking vacations with basically $0 saved… and then acting shocked when it blows up their life. VACATION DEBT IS EXPLODING More and more people are treating travel like a basic human right — even if it means: • Putting the entire trip on a credit card • Using BNPL / payment plans to “afford” it • Leaving with $8 in their bank account and hoping it “works out” THE SAME PATTERN KEEPS HAPPENING Step 1: Someone wants a vacation Step 2: They can’t afford it Step 3: They charge it anyway Step 4: They come home to real life (bills, debt, stress) Step 5: They panic and complain online TRAVELING YOUNG VS. TRAVELING SMART A lot of people argue that traveling broke in your 20s is the “best time of life”… But there’s a difference between budget travel and financially nuking yourself. Because once your finances are wrecked, it can take YEARS to climb out — and life always hits you with unexpected expenses when you least expect it. VACATION SCAMS ARE EVERYWHERE It’s not just overspending — travel scams are getting out of control: • Fake travel agents stealing tens of thousands of dollars • Airline miles getting hacked and drained • “Friends” running up expenses, then refusing to pay you back THE COST OF VACATIONS IS INSANE Some of these trips are straight-up financial disasters: • Disney cruises costing $4,200+ for a family • People spending $7,500+ and defending it as “worth it” • Families casually normalizing $10,000 vacations like it’s no big deal WHAT ACTUALLY WORKS (WITHOUT GOING BROKE) If you want to travel without destroying your finances: • Don’t finance vacations with debt • Keep an emergency fund before you leave • Use refundable flights when possible • Don’t trust “it’ll work out” as a plan • Stop trying to flex vacations for people who forget your post in 10 seconds 00:00 Vacations People CAN’T Afford (Hostels + Disney Cruise) 00:24 Everyone’s Taking Trips With $0 Saved… 01:19 The 3-Step Vacation Debt Cycle (Every Time) 01:45 “Best Time To Travel Is When You’re BROKE”… Really? 02:45 Reality Check: Why Money Still Matters (Life Emergencies) 03:46 “Who Else Vacations Broke?” + Bali Story 04:47 Travel Young vs Save First (Comment Section Debate) 05:56 Why “Travel Now, Pay Later” Is Ruining People 08:30 “I’m Delusional” Traveling Mindset (And The Consequences) 10:18 Don’t Envy Vacations (Unemployment Money + Crime) 10:24 Travel Agent Scam: Fake Cruises & Stolen Money 11:20 Airline Miles Hacked: Stolen First Class Trip 13:04 Getting Scammed By Your Own Friends On Trips 15:48 Disney Cruise Prices Are INSANE ($4K–$7.5K+) 18:48 “Put It On A Payment Plan” Culture Is Out Of Control 20:03 Final Message: Be The Exception (Stop Vacation Debt) 20:34 Outro + Next Video