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This video examines the Parties to Banking Contracts with focus on the capacity of both natural and legal Persons (Corporations / Statutory Bodies) to enter into contract with Commercial Banks in Nigeria under the Central Bank of Nigeria (CBN) Anti-Money Laundering & Combating Financing of Terrorism in Banks & Other Financial Institutions Regulation (2013) and the Cybercrimes (Prohibition, Prevention, etc.) Act (2015). This video also briefly considers how the law in Nigeria categorizes natural persons based on their mental capacities (minors, illiterates, blind persons and lunatics). And what happens contractually to businesses, associations and other legal arrangements that have no legal personalities. Timestamps 00.00 Introduction & Preamble 01.39 PERSONS in Law 02.50 Statutory Bodies in Banking Contract 04.43 Corporations in Banking Contract 06.23 Minors in Banking Contract 08.22 Illiterates & Blind Persons in Banking Contract 09.27 Lunatics in Banking Contract 10.34 Arrangements that have no Legal Personality 12.03 Documentary Knowledge 13.24 Recap & References Relevant Links for further reading: CBN Circulars No. FPR/DIR/CIR/GEN/01/001 (January, 2013) and No. FPR/DIR/CIR/GEN/06/002 (July, 2016) both at https://www.cbn.gov.ng/ (last visited in August, 2021)