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How is Super assessed by Centrelink

Superannuation savings can be either in the accumulation phase or in a pension phase. This information is the main decision point for Centrelink and the government when counting or not the asset for whatever benefit you wish to be eligible for.  If you are below the Age Pension age any money you have in the super accumulation phase, Centrelink will not count, neither under the Income Test nor Assets Test. So whatever balance you have in a superannuation accumulations phase, until such time that you reach your Age Pension age, those savings are not assessed by Centrelink, therefore it is a perfect and legal place to hide your money. If you are below the Age Pension age - any money in your Super Pension phase is fully assessed by Centrelink. So please be very careful, even though you are below the Age Pension age, if you move any money to a pension phase, your savings are fully assessed by Centrelink.  If you are above the Age Pension age, your money in the Pension phase is still counted, but now all the savings you have in a super accumulation phase are counted as well. Super no longer works as your hiding place for your savings and the party is over. All those assets are now being assessed and will most likely impact the level of the government benefit you wish to have. Here are some examples. Video mentioned Accumulation and Pension Phase of superannuation:    • Accumulation and Pension Phase of sup...   9 ways to legally hide money from centrelink:    • 9 ways to legally hide money from Cen...   To download the book 12 PRINCIPLES OF INVESTING: https://ebook.aboutretirement.com.au/... Contact details: Katherine Isbrandt of About Retirement Website: https://aboutretirement.com.au/ Email: [email protected] Or connect with me: https://www.facebook.com/katherineisb...   / katherineisbrandt     / katherineisbrandt   https://www.pinterest.com.au/katherin... FSG: https://aboutretirement.com.au/wp-con... Katherine’s Adviser Profile: https://aboutretirement.com.au/wp-con... Shaun’s Adviser Profile: https://aboutretirement.com.au/wp-con... #KatherineIsbrandt #Aboutretirement #SuperAssessmentByCentrelink