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Sairam, Problems: Not able to save the money. Experience loss in business. No gain-no loss in business. Not able to grow financially Reasons: Parental curses / mata - pitru shapa Curse of an able Guru / Guru shapa Stopped worshipping Kula Deva and Kula Devi or Curse of the home dieties Dosha in horoscope- had cheated in previous births Debts of Kshatriya, Brahmana, Vaishya, Shudra class Remedy: Pancha Vaktra Bhairava Deepa Chakra Adradhane Perform this puja for 5 Saturdays. For more effective results do puja on Amavasya and Poornima days. Procedure: Write as shown in fig with rangoli powder or chalk piece. Do puja to the chakra as per your ability. Keep photo / idol of Bhairava at the centre of the chakra. At first, pray to Lord Ganapathy. Then do puja to Lord Bhairava. Black sesame oil, cotton wicks, 5 mud lamps. Light them and start the puja. Do archane with kumkum on beetle leaf and chant the below mantra for 30 mins or 108 times. Mantra: OM AIIM KLAMM KLEEM LAMM SOUH HREEM SHREEM PANCHA VAKTA BHAIRAVAAYA DHANABHIVRUDDHIM DAAPAYA DAAPAYA HUMM PHAT For naivedya, offer 5 types of Fruits mixed with jaggery and honey. Flowers, beetle leaves and nuts Agarbatti and arathi All the family members should circumambulate the chakra for 108 rounds after puja. Benefits: Helps financial growth. Removes all kinds of curses and 5 doshas from the horoscope. Thanks.. Sairam