One Minute Monday: Jobs Are Cooling, Rates Easing & Why Waiting Will Likely Cost More скачать в хорошем качестве

One Minute Monday: Jobs Are Cooling, Rates Easing & Why Waiting Will Likely Cost More

Hey everyone, it’s Doug Shoemaker with the Shoemaker Loan Team at Homestead Financial Mortgage — and welcome to One Minute Monday. Each week I break down mortgage rates, housing, and the economy in a way that makes sense — whether you just want to know what time it is, or you want to understand how the clock is built. This week we cover: • A cooling labor market and what it means for rates • Today’s mortgage rate snapshot from Mortgage News Daily • A quick refinance check for homeowners • Why waiting for “perfect rates” can actually cost more over time 📊 Current Rates (as of today): • 30-Year Fixed: ~6.15% • 15-Year Fixed: ~5.72% • FHA: ~5.75% • VA: ~5.77% 👀 Refi Check: • Conventional 30-year at 6.875%+ • FHA / VA / USDA at 6.5%+ It may be worth a quick conversation — not a commitment. As always, we focus on education, strategy, and helping clients never lose sleep during the process. 📞 Contact the Shoemaker Loan Team Phone: (618) 795-0790 Email: DShoemaker@hfmloans.com Website: www.ShoemakerLoanTeam.com 🔗 Connect with me: Facebook: facebook.com/ShoemakerLoanTeam Instagram: instagram.com/ShoemakerLoanTeam LinkedIn: linkedin.com/in/DougShoemaker A portion of everything we do supports local military, law enforcement, and firefighters through The H.O.M.E. Foundation.