Reverse Mortgages Explained: Facts Seniors Need to Know | Always Ageless скачать в хорошем качестве

Reverse Mortgages Explained: Facts Seniors Need to Know | Always Ageless

What if the key to aging in place is already in your home? For many seniors, a reverse mortgage can be the difference between financial stress — and financial stability. In this episode of Always Ageless, host Valerie Van De Zilver sits down with Ron Rinden, a veteran mortgage originator with over 40 years of experience, to break down the real truth about reverse mortgages. Together, they explore what reverse mortgages actually are, who qualifies, and how they help seniors stay in their homes longer and with more security. Ron shares real stories of seniors who used reverse mortgages to avoid foreclosure, eliminate monthly payments, afford caregiving, or purchase a more appropriate home — and he dispels the long-standing myths that scare families away from a powerful tool. 🔍 In this episode: What a reverse mortgage really is — and what it is NOT Why seniors keep the title to their home (the government does NOT take it!) How FHA insurance protects both seniors and their heirs Options: lump sum, monthly payouts, or a flexible line of credit Why adjustable rates often unlock more usable equity What happens to the home when a borrower passes away How heirs can purchase the home at 95% of its value Real success stories from seniors who finally found financial relief Why proactive planning is essential for aging in place Whether you’re a senior homeowner, an adult child helping aging parents, or a professional in the senior-space — this episode gives you the clarity you need to make informed decisions. — 🎙 Hosted by Valerie Van De Zilver 📅 New episodes every Monday at 3 PM PT on KMET1490AM.com, LinkedIn, YouTube & Facebook 📌 Join our community on Facebook: /bealwaysageless 📞 Valerie Van De Zilver Call/Text Direct: 714-334-9156 📧 Email: valerie@valeriev.com | valerie@alwaysageless.com SUBSCRIBE TO THIS CHANNEL HERE: 👇👇👇👇👇👇👇👇👇👇👇    / @therealvaleriev   Want more senior resources, stories, and inspiration? Watch our Always Ageless playlist:    • Always Ageless Podcast   #ReverseMortgage #SeniorHomeowners #AgingInPlace #FinancialSecurity #RetirementPlanning #AlwaysAgeless #ValerieVanDeZilver #HomeEquity #SeniorFinance #ElderCarePlanning