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Explore smallcase here - https://shashankudupa.smallcase.com/ ₹9 Crore in one single mutual funds. 17% XIRR. Zero SIPs right now. Neeraj Arora is a CA educator with 8 lakh YouTube subscribers who has taught over 1 million students. But in this episode, we flip the script — instead of him teaching finance theory, he reveals exactly how he actually invests his own money. We cover: → His exact portfolio structure → Why he uses arbitrage + STP instead of SIPs → Why he completely avoids mid-cap and small-cap → Real estate mistakes and wins → How much gold you actually need → What to do in this 14-month correction Just real numbers and real strategy from someone who practices what he preaches. Become a member by clicking below!!! / @shashankudupa1 Open your free Demat account with Groww here: https://app.groww.in/v3cO/uw6dt3xe 0:00 - Introduction 2:41 - How his teaching journey started 5:09 - How his investing journey started 7:07 - Why he stopped doing SIPs 8:34 - Arbitrage fund + STP strategy explained 10:29 - Why no mid-cap or small-cap 11:39 - Advice for a 27-year-old beginner 17:33 - Advice for a 45-year-old investor 19:36 - His real estate journey 26:52 - Home loans — pay off or invest? 29:22 - Gold & silver in your portfolio 34:32 - Red flags in mutual fund investing 38:12 - Surviving the current market correction 42:42 - Closing thoughts Shashank Sunil Udupa is registered with SEBI as Individual Research Analyst vide Registration number INH000021207 dated June- 23-2025, pursuant to which it provides Research Analyst services to its clients. Any matter displayed in this content are purely for Knowledge purpose and shall not be treated as an advice or opinion of any kind. Neither Shashank Sunil Udupa nor the marketing agents related to the firm shall not be held liable/responsible in any manner whatsoever for any losses the viewers may incur due to acting upon this content. Investment in securities market is subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Any opinion on a specific position, such suggestion/view under any circumstances shall not be considered as an advice. We are not liable for any losses whatsoever the client may incur in accepting this opinion. Shashank Sunil Udupa does not make any representation, warranty or guarantee as to the accuracy, completeness or timeliness of the information (including news, prices, statistics, analysis and the like) provided through this platform. In no event shall we be liable to any person for any decision made or action taken in reliance upon the information provided by us. The securities quoted are for illustration only and are not recommendatory. Subscribe to the channel now: https://bit.ly/YoutubeSHA ________________________________________________________ Links: Instagram: https://bit.ly/instaSHA Twitter: https://bit.ly/TwitterSHA Linkedin: https://bit.ly/LinkedinSHA _______________________________________________________ #Stockmarket #Finance #ShashankUdupa