RRIF 101: How to Convert Your RRSP and Manage Tax-Smart Withdrawals with Matt Ardrey скачать в хорошем качестве

RRIF 101: How to Convert Your RRSP and Manage Tax-Smart Withdrawals with Matt Ardrey

When you turn 71, your RRSP must convert into a RRIF — but what happens next? In this episode of Moolala: Money Made Simple, Bruce Sellery talks with Matt Ardrey, Portfolio Manager and Senior Financial Planner at TriDelta Private Wealth, about how to make the RRSP-to-RRIF transition smooth, strategic, and tax-efficient. You’ll learn: 💡 What a Registered Retirement Income Fund (RRIF) is and how it works 💡 How minimum withdrawals are calculated and who tells you how much to take out 💡 How to avoid OAS clawbacks and minimize end-of-life tax bills 💡 The pros and cons of in-kind transfers to TFSAs or non-registered accounts 💡 Portfolio adjustments to ensure steady income without selling at a loss 💡 Why you might want to withdraw more than the minimum — and when that makes sense Listen to more Moolala episodes. Spotify: https://open.spotify.com/show/0Laaa1q... Apple Podcasts: https://podcasts.apple.com/ca/podcast... ------------------------------------------------------------------------------------------------------------------------- RRIF Canada, RRIF withdrawals, RRSP to RRIF conversion, RRIF minimum withdrawal, RRIF tax tips, RRIF rules Canada, RRIF OAS clawback, RRIF portfolio strategy, TriDelta Private Wealth, Matt Ardrey, Bruce Sellery, retirement income planning, RRIF beneficiary tax, RRIF in-kind transfer, RRIF income tax, RRIF death rules, Canadian retirement planning, RRIF vs RRSP #RRIF #RRSP #RetirementPlanning #MattArdrey #BruceSellery #TriDeltaPrivateWealth #Moolala #MoneyMadeSimple #CanadianFinance #RetirementIncome #TaxSmartWithdrawals #OASClawback #RRIFCanada #FinancialPlanning #PersonalFinanceCanada